Yours, Mine, and Ours: The Smart Financial Move for Couples
In today’s world, the cost of living has skyrocketed, and couples are feeling the pinch. Many are choosing to stay together because of financial constraints. According to a new report, nearly one-quarter of all couples are primarily staying in their current relationships due to financial dependency. For better or worse, money plays a big role…
Read MoreTidy Up Your Transactions
In a world of subscription services and money-transferring apps, it is easier than ever to lose track of where your money is going. The list of streaming services is never ending, making it hard to remember what you pay for each month and if you even use the service enough for it to be worthwhile.…
Read MoreBuy This, Not That: Things It’s Ok To Cut Costs On
Brand recognition. We all fall victim to this marketing ploy. Companies spend a lot of money to serve you commercials and ads to get you to buy the best of the best. However, sometimes the best of the best comes at a greater cost, and sometimes expensive things…are worse. We know, it can come as…
Read MoreNavigating Divorce Finances
Divorce is stressful, and it is expensive. Divorce can cost as little as $15,000 and as high as $20k for most couples. To put it into perspective, that could be the cost of a new car, a college tuition loan, and medical bills. These expenses most commonly are due to attorney fees, court costs, recorded…
Read MoreCan’t Buy Me Love: Romantic Gifts That Won’t Break The Bank
Whether you’re a fan of Valentine’s Day or not, chances are there has been a time when you wanted to get your sweetie a little something sweet. However, flowers can be expensive, and just because something costs a lot of money doesn’t mean it comes from the heart. According to the National Retail Federation (NRF),…
Read MoreImproving Your Credit Score in 3 Steps
The words “credit score” often come with a headache, especially when you’re trying to figure out how to improve yours. That’s why we’re laying out three of the best ways to rebuild or improve your credit score and set yourself up for success. Pay on time, all the time – This is often easier…
Read MoreA Date with Debt
Are those butterflies in your stomach because of first-date jitters or because debt is calling you up? If it’s the latter, you’re not alone. In fact, a recent survey from Lendingtree noted that “22% of millennials (ages 26 to 41) and 19% of Gen Zers (ages 18 to 25) have gone into debt from what…
Read MoreDon’t Buy into Impulse Buys
What kind of bells are you hearing this holiday season? If it’s warning bells instead of jingle bells, you’ve come to the right place. We all fall into the trap of impulse buys—new holiday décor, something perfect for a friend who wasn’t originally on your list, or something on incredible sale—and these, ultimately, only lead…
Read MoreYour Year-End Financial Checklist
As the year comes to a close, a certain jolly fellow with a beard isn’t the only one who should be making a list and checking it twice. With the holidays taking up the majority of our attention, sometimes we forget to take stock of some other aspects of our lives. Foremost, we let our…
Read MoreBuy Now Pay Later: Is It Worth It?
Buy now pay later, also known as BNPL, sounds pretty attractive. This is particularly true with the state of the current inflation rate in the economy. The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds too good to be true! Until…
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